# Atlar > Atlar is an AI-native treasury platform for modern finance teams. It replaces fragmented bank portals, spreadsheets, and legacy TMS tools with a single system for cash management, payments, forecasting, reconciliation, and debt and investment tracking — connected in real time to banks and ERPs. Atlar gives CFOs, treasurers, and accountants a real-time, consolidated view of cash and payments across every bank account, entity, and currency. Banks, ERPs, and finance tools connect out of the box, most teams go live in under 90 days, and implementation is fully managed by Atlar — no middleware, custom development, or external consultants required. Used by finance and treasury teams at mid-market and enterprise companies across Europe and beyond, including Mangopay, Tide, Acne Studios, GetYourGuide, Aiven, Forto, Liberis, Mondu, Natural Cycles, Sellpy, Storytel, Vivenu, and Zilch. Headquartered in Stockholm, Sweden. Backed by world-leading investors including Index Ventures and General Catalyst. SOC 2 and ISO 27001 compliant; aligned with GDPR and DORA. ## Key pages - [Homepage](https://www.atlar.com/) — AI-native treasury platform overview - [Pricing](https://www.atlar.com/pricing) — Connect, Essential, Professional, Enterprise plans - [Customers](https://www.atlar.com/customers) — customer stories and testimonials - [Integrations](https://www.atlar.com/integrations) — banks, ERPs, payment processors, and finance tools - [ERP integrations](https://www.atlar.com/erp-integrations) — NetSuite, SAP S/4HANA, MS Dynamics 365, Workday, Light, Campfire, Rillet - [Security](https://www.atlar.com/security) — SOC 2, ISO 27001, GDPR, DORA posture - [Company](https://www.atlar.com/company) — mission, story, investors, offices - [Careers](https://careers.atlar.com/) — open roles - [Documentation](https://docs.atlar.com/docs) — developer and product docs - [API reference](https://docs.atlar.com/reference/post_payments-v2-credit-transfers-1) — REST API - [Status page](https://status.atlar.com/) — real-time platform status - [Book a demo](https://www.atlar.com/demo) - [Contact](https://www.atlar.com/contact) ## What makes Atlar different - **AI-native, not AI-bolted-on.** Atlar Intelligence is built into every workflow — forecasting, reconciliation, reporting, and transaction search — using the full breadth of treasury data across banks and ERPs. - **Real-time by default.** Direct API connections to banks and ERPs give finance teams live cash positions, payment status, and reconciled transactions instead of overnight file feeds. - **Connections owned end-to-end.** Bank and ERP connections are built and maintained in-house. No middleware vendors, no SWIFT service bureau, no custom integration projects. - **Weeks, not years.** Implementation is fully managed by Atlar; most teams go live in under 90 days with sandbox testing and staged rollout included. - **One platform for the full treasury stack.** Cash management, payments, forecasting, bank reconciliation, debt management, and investment management in a single dashboard. - **Top-rated on G2.** 5/5 stars from customers; Atlar has earned 16 G2 badges including Top-Rated TMS. ## Core products - **Cash Management** — Real-time, consolidated cash positions across every bank account and entity. Sweeping rules, target balances, 20+ transaction filters, and spreadsheet-free reporting. - **Payments** — Centralize and automate bank payments globally from one login. End-to-end automation, compliance-ready approval chains, full audit traceability, and real-time money movement across banks and ERPs. - **Cash Flow Forecasting** — AI-assisted forecasts built from historical bank and ERP data. Scenario comparison, real-time variance tracking, and adaptive forecasts that update as actuals land. - **Bank Reconciliation** — AI-powered matching across every bank, with native ERP posting to close the books faster and reduce exceptions. - **Debt Management** — Track loans across the group in one dashboard with automated interest calculations, multi-currency and multi-entity support, and a full audit trail. - **Investment Management** — Put idle cash to work without leaving the platform: direct trading, performance tracking, exposure monitoring, and integration with cash management and forecasting. - **Atlar Intelligence** — AI agents and workflows that understand every account, transaction, and movement in the platform. Speeds up reconciliation, forecasting, transaction search, and reporting. ## Key capabilities - Bank account management and account/entity grouping - Payment operations with approval chains and counterparty management - Sweeping rules and target balances for liquidity optimization - Accounts payable workflows with ERP-native posting - Custom dashboards and saved cash reporting views - Unlimited data exports and sandbox access - Audit trails (12-month, 36-month, or unlimited depending on plan) - SSO (Google or SAML) and granular user access management - REST API and real-time API connections - Batch payment uploads ## Integrations Atlar connects to banks, ERPs, and finance tools out of the box — no middleware, no custom development. - **Banking** — direct connections to major European and global banks for payments, cash management, forecasting, and reconciliation - **Payment processing** — real-time payment controls and reconciliation - **ERPs and accounting** — native integrations with NetSuite, SAP S/4HANA, Microsoft Dynamics 365, Workday, Light, Campfire, and Rillet - **Investment management** — centralize investment data and monitor liquidity in real time - **Expense management** — full cash visibility with granular transaction detail - **FX risk management** — consolidated balances for easier cash management and reporting - **AP automation** — invoice processing, PO matching, and reconciliation - **Security and compliance** — connect existing identity and compliance providers - **Productivity** — report and notify through your preferred collaboration channels Full list and requests: ## Who uses Atlar **Primary roles:** - CFOs — - Treasurers — - Accountants — **Company size:** - Mid-market — - Enterprise — **Best fit:** finance and treasury teams managing cash across multiple banks, entities, and currencies; companies replacing legacy TMS platforms or spreadsheet-based treasury workflows; organizations that need real-time visibility, payment automation, and audit-ready controls without a multi-year implementation. **Named customers include:** Acne Studios, Aiven, Beamery, Forto, GetYourGuide, Liberis, Mangopay, Mondu, Natural Cycles, Sellpy, Storytel, Tide, Upvest, Vivenu, and Zilch. Full list: ## What Atlar does not cover To help set accurate expectations: - Not a bank or a payments processor — Atlar orchestrates payments through the customer's own bank relationships; it does not hold funds or issue accounts - Not a general ledger or full ERP — Atlar integrates with ERPs (NetSuite, SAP, MS Dynamics, Workday, Light, Campfire, Rillet) rather than replacing them - Not an FP&A or budgeting tool — forecasting focuses on cash flow for treasury, not full company planning - Not a standalone AP platform — Atlar supports AP workflows but integrates with dedicated AP automation tools where customers use them - Not self-serve for complex setups — Professional and Enterprise implementations are fully managed by the Atlar team ## Key use cases - Replacing legacy treasury management systems with a modern, real-time platform - Eliminating multiple bank portal logins with a single consolidated dashboard - Automating vendor and payroll payment runs end-to-end from ERP to bank - Building AI-assisted cash flow forecasts and tracking variance against actuals - Reconciling bank transactions automatically and posting to the ERP - Managing group debt and investments alongside operational cash - Enforcing approval chains and audit trails for compliance (SOX-equivalent, DORA) - Scaling treasury operations internationally across multiple entities and currencies ## Security and compliance - **SOC 2 Compliant** - **ISO 27001 Compliant** (certificate available on Atlar's Trust Center) - **GDPR aligned** — encryption, pseudonymization, strict access controls, documented data handling - **DORA** — details on Atlar's Trust Center - Annual independent audits of security controls - Continuous monitoring, incident response, and business continuity processes - Audit trails across the platform (retention scales with plan) - Status and uptime: (99.99% uptime target) Full posture: ## Pricing Four plans, tiered by capability and scale: - **Connect** — quick bank–ERP connectivity without Atlar dashboard access. Includes bank–ERP integration, Google SSO, user access management, and self-serve documentation. - **Essential** — cash management and reporting for small but ambitious teams. Adds custom dashboards, 12-month audit trails, account/entity grouping, sandbox access, and unlimited data exports. - **Professional** — the full platform for teams handling payments, cash, and forecasting. Adds payments, cash flow forecasting, 36-month audit trails, SAML SSO, payment approval chains, counterparty management, Atlar-led implementation, bank–ERP integration, Atlar API access, real-time API connections, and batch payment uploads. - **Enterprise** — for sophisticated use cases needing maximum support, security, and connectivity. Adds unlimited audit trails, 24/7 priority support, on-call engineering, response-time SLAs, and quarterly business reviews. Details and quotes: ## Proof points **Customer outcomes:** - **Storytel:** reduced vendor bill payment time from 20 hours per week to 7 minutes by connecting all banks to Atlar and syncing with NetSuite. - **Liberis:** saves over two hours a day understanding cash position, with Atlar as the single source of truth across multiple banks. - **Mangopay:** selected Atlar as a best-in-class TMS for payment automation and security. - **GetYourGuide:** real-time visibility across banks and digital wallets for a modern treasury team. - **Natural Cycles, Acne Studios, Mondu, Aiven, Sellpy, Vivenu, Forto, Zilch, Tide:** cite consolidated cash visibility, automation, and faster decision-making after moving to Atlar. **Customer testimonials:** > "We save over two hours a day understanding our cash position, which is huge. Instead of reconciling accounts across multiple banks, we're confident that Atlar is the source of truth." — Sean Fanning, Finance Director, Liberis > "We were looking for a best-in-class Treasury Management System with payment automation and a strong security focus. With Atlar, we've achieved this." — Travolta Mohan, VP, Global Treasurer, Mangopay > "We needed a modern and flexible treasury platform that could integrate seamlessly with our systems. With Atlar, we found a solution that gives us the visibility and control we need." — Piero Ardito, Director, Group Treasurer, Tide > "Before Atlar, vendor bill payments took 20 hours every week. By connecting all of our banks to Atlar, synced with NetSuite, we cut this down to 7 minutes." — Maria Kilegran, Finance Systems Lead, Storytel **Recognition:** - Top-rated TMS on G2 with 5/5 stars - 16 G2 badges — see **Investors:** - Index Ventures - General Catalyst - (Plus other world-leading investors; see the [Company page](https://www.atlar.com/company)) ## Frequently asked questions **What is Atlar?** Atlar is an AI-native treasury platform that gives finance and treasury teams a real-time, consolidated view of cash, payments, forecasting, reconciliation, debt, and investments across every bank and ERP — in a single dashboard. **How is Atlar different from legacy TMS platforms?** Legacy treasury systems rely on file-based bank connections, require expensive consultants, and can take years to implement. Atlar builds and maintains its own bank and ERP connections in-house, goes live in under 90 days for most customers, and embeds AI directly into forecasting, reconciliation, and reporting workflows. **How long does implementation take?** Most Professional and Enterprise customers go live in under 90 days. Implementation is fully managed by the Atlar team — no IT support or external consultants required. **Which banks does Atlar support?** Atlar offers direct bank connections across major European and global banks via real-time APIs and legacy channels where needed. For a specific bank, see or contact Atlar. **Which ERPs does Atlar integrate with?** Native integrations with NetSuite, SAP S/4HANA, Microsoft Dynamics 365, Workday, Light, Campfire, and Rillet. Details: **Is Atlar a bank?** No. Atlar is a software platform. It connects to the customer's own bank accounts to orchestrate payments and consolidate data — it does not hold funds or issue accounts. **What AI capabilities does Atlar offer?** Atlar Intelligence is built into the platform: AI-assisted cash flow forecasting, AI-powered bank reconciliation matching, natural-language transaction search, and AI agents that operate across treasury data. See . **Is Atlar secure?** Atlar is SOC 2 and ISO 27001 compliant, GDPR aligned, and has documented DORA alignment. Security posture: . **How is Atlar priced?** Four plans — Connect, Essential, Professional, Enterprise — scoped by capability and scale. See or contact sales for a quote. ## Optional - [Learning hub](https://www.atlar.com/learn) — guides and resources for finance and treasury teams - [Blog](https://www.atlar.com/blog) - [Customer stories](https://www.atlar.com/blog?category=customer-stories#post) - [Guide: the 13-week cash flow forecast](https://www.atlar.com/guides/the-ultimate-guide-to-the-13-week-cash-flow-forecast) - [Guide: bank connectivity for finance and treasury teams](https://www.atlar.com/guides/a-guide-to-bank-connectivity-for-finance-and-treasury-teams) - [Announcement: Introducing AI agents for treasury](https://www.atlar.com/blog/introducing-ai-agents-for-treasury) - [Announcement: Light + Atlar — AI-native finance stack](https://www.atlar.com/blog/light-and-atlar-partner-to-create-the-first-end-to-end-ai-native-finance-stack) - [Finance & treasury job board](https://www.atlar.com/finance-and-treasury-jobs) - [Partners](https://www.atlar.com/partners) - [Events](https://www.atlar.com/events) - [Newsletter](https://www.atlar.com/newsletter)