Atlar Credit Transfers | Securely send and manage bank payments locally

Initiate and track credit transfers inside the dashboard and via API

Built-in support for SEPA, Bankgiro, PlusGiro, and other local account-to-account schemes lets you move money seamlessly in any market and currency.

Initiate a credit transfer

curl -X POST https://api.atlar.com/v1/credit-transfers \ 
  -u  'ACCESS_KEY:SECRET' \
  -H  'Content-Type: application/json' \
  -d  '{
        "date": "YYYY-MM-DD",
        "paymentSchemeType": "SCT",
        "amount": {
            "currency": "EUR",
            "value": 2500
        },
        "destinationExternalAccountId": "COUNTERPARTY_ID",
        "sourceAccountId": "ACCOUNT_ID",
        "remittanceInformation": {
            "type": "UNSTRUCTURED",
            "value": "PAYMENT_REFERENCE"
        },
        "externalMetadata": {
            "your-metadata-key": "SOME_METADATA",
        }
}'

Receive webhooks on status changes

curl -X POST https://api.atlar.com/v1/credit-transfers \ 
  -u  'ACCESS_KEY:SECRET' \
  -H  'Content-Type: application/json' \
  -d  '{
        "date": "YYYY-MM-DD",
        "paymentSchemeType": "SCT",
        "amount": {
            "currency": "EUR",
            "value": 2500
        },
        "destinationExternalAccountId": "COUNTERPARTY_ID",
        "sourceAccountId": "ACCOUNT_ID",
        "remittanceInformation": {
            "type": "UNSTRUCTURED",
            "value": "PAYMENT_REFERENCE"
        },
        "externalMetadata": {
            "your-metadata-key": "SOME_METADATA",
        }
}'

Initiate transfers across multiple schemes through one interface
Stay on top of status changes using webhooks
Granular error codes covering all exceptions

Custom approval workflows, backed by full audit logs

Ensure compliance with internal policies like the four-eyes principle by creating and enforcing custom approval workflows and leveraging granular role-based access controls.

Approve a credit transfer

curl -X POST https://api.atlar.com/v1/credit-transfers/{id}/approvals/{approvalStepId} \
  -u  'ACCESS_KEY:SECRET' \

Events are tied to a token or user and stored in immutable audit logs
Auto-approve payments or enforce multi-step approval processes

What customers are saying

Innovative scale-ups and industry leaders trust Atlar to power their money movement.

“As we scale we need tools that are built to scale with us – we need to send and reconcile payments faster, monitor cash in more markets, and do both with less manual work. Modernizing our processes with Atlar has been key to the future growth of our business.”

Nils P. Lossius

Chief Financial Officer

Loomis Pay

“Mynt is a licensed business with a modern tech stack that has finance automation at its core. We set high expectations for any partner. With Atlar we’ve automated away the last pockets of manual back-office work and can connect banking partners fast, helping us scale faster.”

Johan Obermayer

Chief Product Officer

Mynt

“As the business scales the way we manage money needs to scale with us. We were looking to fully modernize how we track and manage cash across all our banks and Atlar lets us do just that.”

Philip Gunnstam

Chief Financial Officer

Sellpy

"Money movement is a critical part of our service and we had to find a partner that could help us scale that across Europe. Atlar was the obvious choice when we looked at platform reliability, European coverage, and ease of use."

Hedda Båverud Olsson

Chief Executive Officer

Lassie

“Having considered building our own bank integrations and setting up a back-office team, we were thrilled to partner with Atlar instead. The platform takes the pain out of handling bank payments, which lets us focus on our core business.”

Nicolas Kipp

Chief Operating Officer

Banxware

“Atlar has transformed how we access cash balances and transaction data and the speed at which we operate. We've saved countless hours as a team but the real game-changer is how it lets us eliminate unnecessary customer touchpoints.”