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Credit transfers

Securely initiate and track credit transfers

Move money efficiently over all major schemes while easily managing counterparties and enforcing custom approval workflows.

Loomis Pay
HomeToGo
Acne Studios
Preply
GetYourGuide
fundcraft
Tibber
Forto
Mynt
Banxware
Juni
Sellpy
Loomis Pay
HomeToGo
Acne Studios
Preply
GetYourGuide
fundcraft
Tibber
Forto
Mynt
Banxware
Juni
Sellpy

Initiate and track credit transfers inside the dashboard and via API

Built-in support for SEPA, Bankgiro, PlusGiro, and other local account-to-account schemes lets you move money seamlessly in any market and currency.

Initiate a credit transfer
curl -X POST https://api.atlar.com/v1/credit-transfers \
 -u  'ACCESS_KEY:SECRET' \
 -H  'Content-Type: application/json' \
 -d  '{
       "date": "YYYY-MM-DD",
       "paymentSchemeType": "SCT",
       "amount": {
           "currency": "EUR",
           "value": 2500
       },
       "destinationExternalAccountId": "COUNTERPARTY_ID",
       "sourceAccountId": "ACCOUNT_ID",
       "remittanceInformation": {
           "type": "UNSTRUCTURED",
           "value": "PAYMENT_REFERENCE"
       },
       "externalMetadata": {
           "your-metadata-key": "SOME_METADATA",
       }
}'
Receive webhooks on status changes
curl -X POST https://api.atlar.com/v1/credit-transfers \
 -u  'ACCESS_KEY:SECRET' \
 -H  'Content-Type: application/json' \
 -d  '{
       "date": "YYYY-MM-DD",
       "paymentSchemeType": "SCT",
       "amount": {
           "currency": "EUR",
           "value": 2500
       },
       "destinationExternalAccountId": "COUNTERPARTY_ID",
       "sourceAccountId": "ACCOUNT_ID",
       "remittanceInformation": {
           "type": "UNSTRUCTURED",
           "value": "PAYMENT_REFERENCE"
       },
       "externalMetadata": {
           "your-metadata-key": "SOME_METADATA",
       }
}'
  • Initiate transfers across multiple schemes through one interface
  • Stay on top of status changes using webhooks
  • Granular error codes covering all exceptions

Custom approval workflows, backed by full audit logs

Ensure compliance with internal policies like the four-eyes principle by creating and enforcing custom approval workflows and leveraging granular role-based access controls.

Approve a credit transfer
curl -X POST https://api.atlar.com/v1/credit-transfers/{id}/approvals/{approvalStepId} \
 -u  'ACCESS_KEY:SECRET' \
  • Events are tied to a token or user and stored in immutable audit logs
  • Auto-approve payments or enforce multi-step approval processes

What customers are saying

Innovative scale-ups and industry leaders trust Atlar to power their money movement.

“As we scale we need tools that are built to scale with us – we need to send and reconcile payments faster, monitor cash in more markets, and do both with less manual work. Modernizing our processes with Atlar has been key to the future growth of our business.”

Nils P. Lossius
Chief Financial Officer
 at 
Loomis Pay

“Mynt is a licensed business with a modern tech stack that has finance automation at its core. We set high expectations for any partner. With Atlar we’ve automated away the last pockets of manual back-office work and can connect banking partners fast, helping us scale faster.”

Johan Obermayer
Chief Product Officer
 at 
Mynt

“As the business scales the way we manage money needs to scale with us. We were looking to fully modernize how we track and manage cash across all our banks and Atlar lets us do just that.”

Philip Gunnstam
Chief Financial Officer
 at 
Sellpy

"Money movement is a critical part of our service and we had to find a partner that could help us scale that across Europe. Atlar was the obvious choice when we looked at platform reliability, European coverage, and ease of use."

Hedda Båverud Olsson
Chief Executive Officer
 at 
Lassie

“Having considered building our own bank integrations and setting up a back-office team, we were thrilled to partner with Atlar instead. The platform takes the pain out of handling bank payments, which lets us focus on our core business.”

Nicolas Kipp
Chief Operating Officer
 at 
Banxware

“Atlar has transformed how we access cash balances and transaction data and the speed at which we operate. We've saved countless hours as a team but the real game-changer is how it lets us eliminate unnecessary customer touchpoints.”

Thomas Pire
Head of Product Expansion
 at 
fundcraft

One API, endless use cases

Customers across a range of industries build better financial experiences on Atlar.

Payments

Treasury tooling that lets you focus on the payment experience

Learn more

Lending

Secure, hassle-free loan payouts and repayments

Learn more

Marketplaces

Orchestrate bank payments between buyers and sellers

Learn more

Insurance

Simple, efficient collections and claim payouts

Learn more

Investing

Seamlessly handle deposits and withdrawals

Learn more

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