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Two Partners With Atlar to Enhance Cash Management and Automate Payments

Author
Joel Nordström
Published
March 19, 2025
Last Update
September 3, 2026

Key takeaways

  1. Two, a European B2B payments platform, has chosen Atlar to manage payments and cash across multiple banks.
  2. Two’s finance team is using Atlar’s real-time connectivity and automation to manage growing payment flows with greater efficiency and control.
  3. Benefits cited include real-time bank connectivity, automated payment processes, and the ability to track, forecast, and optimize liquidity.
  4. Founded in 2021, Two lets merchants offer net terms, instalments, and trade accounts, with instant credit decisions at checkout and collections handled for the merchant.
  5. Two was included in Sifted’s B2B SaaS Rising 100 for 2024.

We're excited to announce that Two, the B2B payments platform transforming business transactions across Europe, has chosen Atlar to manage payments and cash across multiple banks.

By leveraging Atlar's real-time connectivity and automation capabilities, Two's finance team can manage their growing payment flows with greater efficiency and control. As Two's co-founder and CFO, Stavros Tamvakakis, explains:

"As we continue to scale into more markets, automating our financial processes is essential for operational efficiency. Atlar's platform helps us achieve this."

About Two: Powering seamless B2B transactions

Founded in 2021, Two has quickly established itself as a leading provider of B2B payment solutions, helping merchants improve conversion rates, increase average order values, and enhance cash flow—all without taking on risk.

Two enables merchants to offer net terms, instalments, and trade accounts to business buyers. Their solution provides instant credit decisions at checkout, eliminates fraud risk for merchants, and manages collections. This helps merchants increase sales conversion, boost average order values, and improve cash flow without taking on risk.

Two's innovative approach to B2B payments has been widely recognized, including their recent inclusion in Sifted's B2B SaaS Rising 100 for 2024, which highlights Europe's most promising SaaS companies.

Scaling operations with streamlined cash management

As Two continues its rapid expansion into new markets, their finance team sought a solution that could help them streamline cash management across multiple banking partners. By adopting Atlar, Two now benefits from:

  • Real-time bank connectivity: Ensuring Two's finance team has up-to-date visibility across all accounts.
  • Automated payment processes: Reducing manual work and minimizing operational risk.
  • Enhanced cash flow control: Allowing the Two team to track, forecast, and optimize liquidity more effectively.

Looking ahead

We are excited to support Two on their journey as they continue to expand across Europe. By providing Two with automated cash management capabilities and seamless bank connectivity, Atlar plays a key role in helping their team focus on growth and innovation.

To learn more about how Atlar is helping finance teams manage payments and cash more efficiently, book a 30-minute demo or get in touch with our team.

The Atlar Dashboard with multiple banks connected
The Atlar Dashboard with multiple banks connected
Joel Nordström
Previously at Tink, Joel founded Atlar to solve bank connectivity challenges for modern companies and finance teams

Frequently asked questions

Why did Two choose Atlar?

Two chose Atlar to manage payments and cash across multiple banks as it scales into more markets. Co-founder and CFO Stavros Tamvakakis said automating financial processes is essential for operational efficiency, and that Atlar’s platform helps Two achieve this.

What capabilities does Two gain from Atlar?

Two now has real-time bank connectivity for up-to-date visibility across all accounts. Automated payment processes reduce manual work and operational risk. The team also gains enhanced cash flow control to track, forecast, and optimize liquidity.

What does Two’s B2B payments product do?

Two enables merchants to offer net terms, instalments, and trade accounts to business buyers. It provides instant credit decisions at checkout, eliminates fraud risk for merchants, and manages collections, which the article says helps merchants increase conversion, boost average order values, and improve cash flow without taking on risk.

When was Two founded, and what recognition has it received?

Two was founded in 2021. Its approach to B2B payments has been recognized with inclusion in Sifted’s B2B SaaS Rising 100 for 2024, which highlights Europe’s most promising SaaS companies.

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